As the Covid-19 pandemic is however to subside and the vaccination is yet to start, several folks – specially senior citizens – would favor to stay clear of going to bank branches to keep secure. However, it is not normally attainable to stay clear of bank-connected functions – like acquiring a bank statement, TDS certificate to fill the ITR, checkbook for generating payments and so forth.
However, for specific simple functions, the buyers needn’t take the threat of going to the branches amid the pandemic and may perhaps avail the Doorstep Banking Services (DBS) presented by public sector banks (PSBs) to get the work performed from the comfort of residence.
The PSB Alliance Doorstep Banking Services may perhaps be availed by the buyers of State Bank of India (SBI), Punjab National Bank (PNB), Union Bank of India (UBI), Bank of Baroda (BOB), Bank of India (BOI), Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank (IOB), UCO Bank, Bank of Maharashtra and Punjab & Sindh Bank.
Such services incorporate the following –
Non-Financial Services
a) Pick up Services (From Customer and provide to Branch)
- Cheques/Instruments for Clearing / Collection
- New Cheque Book Requisition
- Standing Instructions Request
- IT/Govt / GST Challan with Cheque
- Digital Life Certificate (via Jeevan Pramaan App)
b) Delivery Services (Pick up from Branch and provide to Customer)
- Term Deposit Advice
- Account Statement
- TDS & Form 16 Certificate issuance
- Pre-paid instrument / Gift Card
- Demand Draft, Pay Orders
Financial Services:
- Cash Pick up (Deposit)
- Cash Delivery (Withdrawal)
To avail the money choose up and delivery services, a minimum of Rs 1,000 desires to be deposited or withdrawn, even though the maximum limit is Rs 10,000 at present. These monetary services may perhaps be availed by utilizing AePS (Aadhar enabled Payment System) or via Debit Card.
You do not will need to be an HNI to avail doorstep banking Withdraw/deposit money from residence at just Rs 25!
For availing the DBS, a consumer desires to register himself/herself in Doorstep Banking App either via mobile or on laptop/desktop computer system. The registration is performed via mobile OTP.
To location DBS request following registration, you have to do the following:
- Log in Doorstep Banking App and choose the bank.
- Put your account quantity/PIN and submit.
- On validation, an OTP will be sent to your registered mobile quantity.
- Enter the OTP and submit the ‘confirm’ button.
- On effective OTP validation, the App displays (Bank Name, Account No. (masked), Name, A/c Type and Branch Name.
- Select the service request you want to location, quantity of instruments and address for choose up.
- Branches inside 10 km radius of the pickup address are displayed on the screen. You have to choose the branch, preferred time slot for the agent to choose/provide the instrument.
- Verify the Service Request facts along with service charges displayed on the screen.
- On verification, a Service Request No. is generated and you will get a notification by means of SMS about the assigned agent with the specifics like, Agent name, Agent photo, get in touch with facts, time for Pick up/Delivery & Service Code).
On availing the services, the charges will be debited from your account. Currently, the charges of monetary/non monetary services for SBI buyers are Rs 75 plus GST per service.