ManipalCigna Health Insurance today announced the launch of their ‘Lifetime Health’ program taking into consideration growing incidences of healthcare complications, and also the increasing fees, and to address the present issues that customers have.
The corporation claims that the ‘Lifetime Health’ frequent premium renewable program is thoughtfully created soon after a period of investigation which identified that post Covid-19 pandemic, customer conversation has ultimately changed from ‘do I need health insurance’ to ‘how much do I need’. Thus, maintaining in thoughts the growing healthcare incidences and expense, the program gives the advantage of higher coverage, optional packages and offers a complete healthcare financing option to safe an individual’s and a family’s domestic and worldwide healthcare needs at each and every stage of life.
Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance says, “The plan comes with 2 variants Lifetime Health India Plan and Lifetime Health Global Plan that offers a high level of protection with Sum Insured ranging from Rs 50 lakhs to Rs 3 crores to give people financial access to cover advanced treatments and procedures, globally for up to 27 major illnesses, and also looks after their unique healthcare requirements for a lifetime.”
He additional added, “Every stage of a lifetime is laden with different health needs and priorities. The new plan lets a policyholder customize the cover he/she needs for their family using optional packages like Health+, Women+ and Global+ along with Critical Illness rider that provides extensive coverage like screenings, vaccinations, and many more healthcare benefits.”
According to numerous reports, healthcare costs have been surging at a double-digit price in India, and the trend is most likely to persist. The corporation says, therefore, by anticipating and understanding a wide variety of overall health challenges persons could possibly face more than their lifetime. The new overall health program is an sufficient no-compromise overall health insurance coverage cover to safe not just the present overall health desires of customers but also the ones persons are most likely to call for at distinct stages of their life.
Here are some of the rewards of the ManipalCigna Lifetime Health program
Comprehensive coverage – With Sum Insured up to Rs 3 crores every, for domestic and worldwide coverage, inpatient hospitalization in India. For Sum Insured updated Rs 2 Crores, any space category except suite or greater category can be opted for, and for Sum Insured Rs 3 crores, any space category which includes a suite. No space rent capping for hospitalization outdoors India beneath Global coverage and limitless restoration of Sum Insured for unrelated illnesses for coverages in India.
Assurance of help – Offers waiver of premium, for one policy year, upon the occurrence of any of the covered contingencies continuity of rewards on the complete selected Sum Insured beneath portability, for these with an current sum insured (excluding bonuses) of Rs 10 lakhs and above.
Rewarding connection – Policyholders will get loyalty premium discounts on the applicable renewal premium from the 4th policy year onwards till lifetime. Family discount of 15 per cent on covering 2 or more household members beneath a single person policy.
Personalized plans – Choice of many want-based, worth covers comprising Health+, Women+ and Global+ along with Critical Illness rider.
Access – Lifetime access to top quality healthcare in India and abroad, cashless hospitalization abroad for up to 27 Major Illnesses covered beneath the Global program, and access to a wide variety of treatment options and sophisticated healthcare facilities across the hospitals of the globe beneath Global coverage.