Modern living and way of life place a lot of strain on the wellness of girls which leads to problems and way of life illnesses amongst them, and a higher opportunity to fall prey to some significant important ailments. Taking this seriously, a variety of wellness insurers have began catering to the wellness insurance coverage requires of girls in India. Currently, there are a lot of girls-precise wellness insurance coverage plans in the market place created particularly for women’s healthcare requires.
Apart from frequently-recognized girls added benefits like maternity cover, cancer covers, and so on. a variety of insurance coverage organizations have also been supplying extra added benefits to girls consumers and policyholders that are not frequently recognized to girls, such as the Women Assist Facility by ICICI Lombard, Lifetime Health Plan of ManipalCigna, Bajaj Allianz Women-Specific Critical Illness Plan that covers job loss, and so on.
ICICI Lombard’s Women Assist Facility – The security troubles that have been plaguing the girls of this nation have risen in the final couple of years. ICICI Lombard’s Women Assist Service specifically for Women motorists, no matter if they are the policyholder, spouse or daughter of the policyholder. The facility assists in case a lady is stranded due to a automobile breakdown anytime amongst 8 pm – 5 am. She is then supplied not just on-web-site help but also a cab drop to her place. All the though, her tracking information will be shared with a member of her loved ones of a buddy as she chooses.
Additionally, it delivers other facilities like urgent message relay to mates and loved ones in an emergency, a get in touch with centre will monitor and comply with up till consumer reaches the location, coordination of healthcare and ancillary services, third-party cab service, giving a car technician in lieu of any mechanical failure or accident, along with accommodation service to be supplied of Rs 5,000 if the girls driver is immobilized for the reason that of an accident or automobile breakdown for a day.
Bajaj Allianz Women-Specific Critical Illness Plan – This insurance coverage program offers monetary protection to its policyholders against 8 important illnesses like cancer cover, congenital disability cover, wherein the policyholder will get 50 per cent of the sum insured in case of a congenital disability. The loss of job cover pays out a specific sum to working girls who lost theirs soon after getting diagnosed with a important illness, inside 3 months.
Experts say though getting a policy, girls policyholders really should lookout for complete coverage that involves girls associated illnesses along with maternity added benefits.
ManipalCigna Lifetime Health Plan – This program delivers sum insured ranging from Rs 50 lakh to Rs 3 crore for domestic and worldwide healthcare requires. The program comes with 2 variants Lifetime Health India Plan and Lifetime Health Global Plan, along with the base program. Policyholders can also opt for an optional package like Women+, which is readily available on payment of extra premium which covers Breast Cancer Screening, Ovarian Cancer Screening, Osteoporosis Screening, Psychiatric and Psychological Consultations, Cervical Cancer Screening, Gynaecological Consultations, Cervical Cancer Vaccination, and other such healthcare added benefits.
ManipalCigna’s Women+ optional package delivers a wide variety of healthcare added benefits, as a result safeguarding girls and their families’ monetary well-being.
Priya Deshmukh Gilbile, Chief Operating Officer, ManipalCigna Health Insurance, says “Men and women have very different health challenges and treatment needs, so ideally, women should opt for health insurance plans that are highly customizable to their requirements and provides them with extensive coverage. Women have also become more prone to suffering from hypertension, diabetes, polycystic ovary syndrome due to changing lifestyles over the past few decades.”
She additional adds, “Thus, medical treatments can be a financial burden on them unless they have a health insurance plan that provides extensive coverage and access to quality healthcare worldwide without any financial stress.”