Future Generali India Insurance (FGII ) has launched Health Super Saver, a exceptional wellness insurance coverage solution that provides a discount on the premium. The policy will provide a discount of 80 per cent on the applicable premium in the consecutive years of the strategy tenure in case there is no claim in the initial or second year of the strategy.
FGII is providing this solution in two variants i.e. 1X and 2X. The Health Super Saver 1X strategy gives a discount of 80 per cent on the applicable premium in the consecutive year of the strategy in case the initial year of the strategy is claim-no cost. In the Health Super Saver 2X strategy, the policyholder can get 80 per cent discount on the premium for the next consecutive two years of the strategy, in case initial two years of the strategy tenure are claim-no cost or up to initial claim.
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Further, an more household discount of 10 per cent is out there if two or more household members are covered on an person sum insured basis. The solution covers an infant who is one day old to a senior citizen up to 70 years of age.
All plans are out there with person and floater selection and with lifelong renewal facility. In case there is no claim paid for any of the insureds covered below the floater policy, the Super Saver discount would be applied on total policy premium. In case of claim paid for any insured below the floater policy, the Super Saver discount will not be applicable. However the policy can be renewed with a new cycle below 1X Plan or 2X strategy. One can opt for paying the premium in instalments on a month-to-month, quarterly, or half-yearly basis.
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The strategy covers inpatient therapy such as Room rent, board, nursing costs for a minimum period of 24 hours like any other strategy like the Pre-Hospitalisation and Post-Hospitalisation Medical Expenses of 60 days prior to date of admission and 90 days following the discharge from the hospital respectively.