Bharti AXA General Insurance, a major non-life insurer has launched its new and well being insurance coverage strategy, Health AdvantEDGE, that offers holistic protection against mounting costs connected to health-related exigencies and other healthcare services and also presents Ayush advantages.
Bharti AXA Health AdvantEDGE is also one of the couple of healthcare goods that provide extensive wellness advantages as a important differentiator in the domestic well being insurance coverage marketplace. It is specially made to assistance the healthcare and wellness demands of prospects.
The strategy covers persons in the age group 91 days to 65 years, offers hospital money advantages, air and road ambulance with an further premium.
Bharti AXA Health AdvantEDGE also presents Ayush advantages, wherein all the costs incurred on remedy in a hospital below Ayurveda, Yoga and Naturopathy Unani, Sidha and Homeopathy, and organ donor costs.
Another special function of this strategy is a assured cumulative bonus of 20 per cent to the policyholders in a claim-no cost policy year upon renewal. This function guarantees that the cumulative bonus does not lower even if there is a claim. It also extends optional maternity advantages to female lives insured involving the age of 18 to 45 years, opting for a 3-year policy term.
This special well being strategy presents a restore advantage that automatically reinstates the fundamental sum insured in case it is exhausted inside the policy year. If the policyholder makes use of up the whole sum insured and falls ill even if it is for the similar illness or situation through the similar year, the enterprise will restore one hundred per cent fundamental sum insured. This guarantees that the policyholder has requisite coverage at all instances and reduces the want for various policies.
This new-age well being strategy offers a holistic cover proper from pre-hospitalization to post-hospitalization, in-patient remedy, and daycare treatment options. It comes with 60 days pre and 90 days post-hospitalization cover as properly as a wide variety of sum insured from Rs 2 lakh to Rs 3 crore with the cashless facility and seamless claim process. This enables prospects to concentrate on their remedy, rather than be concerned about which area to opt for against their insurance coverage coverage.
Rolling out Health AdvantEDGE, Sanjeev Srinivasan, Managing Director and Chief Executive Officer, Bharti AXA General Insurance, stated, “We are living in unprecedented instances exactly where our physical well being and well-being has never ever been more critical than it is now. Amid the ever-increasing health-related costs, making certain the protection of one’s monetary well being should really be of paramount value. Towards this, we present Health AdvantEDGE, which addresses healthcare and wellness needs of the prospects and presents timely and important assistance through their time of want. We are confident that our well being supplying will adequately prepare folks and households against uncertainties surrounding health-related exigencies and increasing healthcare costs.’’
Further, this well being insurance coverage strategy comes with wellness advantages and worth-added services for the comfort of policyholders to address their wellness demands and also get rewarded for it. Under the wellness plan, the policyholder gets credited with reward points for inculcating healthier habits. The reward points can be redeemed to avail of a discount on the policy premium or a concession on health-related bills or consultation costs amongst other people.
To additional enrich consumer engagement and expertise, the Bharti AXA Wellness Cuppa portal has been launched for its esteemed prospects. Through the wellness portal and app, the policyholders can avail the whole gamut of wellness functions and services in one location. Apart from well being rewards, some of the functions also incorporate video/teleconsultation, pharmacy, and diagnostic services, on line chat with medical doctors, doctor’s appointment, physician on contact, and health-related second opinion.
“We recognize the needs of our prospects in this quick-paced planet. Bharti AXA Health AdvantEDGE addresses the array of buyers who are seeking beyond well being insurance coverage goods that provide claims only against hospitalization costs. With this item, we provide wellness advantages with solutions to customize the supplying that will enable them make the strategy that suits them most effective in instances of illness as properly as on their journey of wellness. With consumer-centricity getting at the core of all our initiatives, we continuously strive to innovate to enrich our consumer offerings and provide superior goods and services,’’ Srinivasan added.