The FinTech Hub
Source: Live Mint I am 40 and recently received a ₹50 lakh windfall. My portfolio is heavily weighted towards equity mutual funds (60%) with the rest in gold and fixed deposits. Since I already have significant exposure to equities, should I consider investing in real estate with a 15-year horizon, as I may plan for…
Source: Live Mint Financial Independence, Retire Early (FIRE) is a popular movement in which people save and invest extreme amounts with the goal of leaving the workforce well before the traditional age of retirement. However, many aspirants struggle to calculate their ‘FIRE number’ – the amount they must accumulate to never have to work again….
Source: Live Mint Right outside Fernandes’s home is a poster of a woman who passed away recently. It grabs his attention each time he opens his gate. His eyes are then drawn to one of his favourite possessions, his bicycle, long unused, which reminds him of happier days. Now, he can barely pick up his…
Source: Live Mint Many investors do not take a disciplined approach to secure and grow their finances, due to certain biases. Such biases lead to mistakes like having inadequate or low life cover, avoiding or making low investments in equity-oriented investments, ignoring retirement planning and exposing to high-risk and unregulated investments. This article flags those…
Source: Live Mint Let’s get real—you’re not going to work forever. At some point, the daily grind will become exhausting, and you’ll need more time for health and family. With life expectancy rising, you could easily be living into your 90s, which means 30 years without a paycheque. Now, factor in inflation, which could triple…
Source: Live Mint As you are aware that the Union Government is set to roll out the Unified Pension System (UPS) from April 1, 2025 to give fixed, inflation-linked pensions to subscribers. As of now, the scheme is meant only for 23 lakh central government employees and the state government employees are permitted to opt…
