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Source: Live Mint A rising number of borrowers in the country are opting for personal loans, amid high consumption demand and rapidly evolving liquidity conditions. Even according to the latest sectoral deployment of bank credit report of April 2025 by RBI, loans to the personal segment that includes credit card dues, housing, education along with…
Source: Live Mint Although personal loans that have been crafted specifically for women are the most essential tools for financial empowerment and independence these days in the ever-changing financial industry, they promise flexibility, convenience, and assistance across a spectrum of endeavours in life, including those that meet the specific financial needs and goals of women….
Source: Live Mint Most Indian government employees are in a unique financial position when it comes to personal loans. Banks and other financial institutions are offering them specially designed loan products and with incredibly favourable terms because of their annual salary, employment and reliable sources of income. This article will outline the various benefits that…
Source: Live Mint As of June, 2025, several Indian banks are providing aspirational applicants with competitive interest rates on personal loans. The focus of these loans is to cater to a diverse range of borrowers. The Reserve Bank of India (RBI’s) rate cuts signal a clear shift to an accommodative stance, but personal loan rates…
Source: Live Mint Whenever a borrower takes a personal loan, the bank or the NBFC shares the EMI payment schedule. It has the details of the EMI amount, the number of EMIs, the EMI break up (principal and interest), etc. Have you ever thought about how the EMI is calculated? In this article, we will…
Source: Live Mint Beginning an academic pursuit is often a very important milestone which can involve a significant financial commitment. When assessing options to obtain the funds necessary to achieve your academic goals, personal loans and education loans are likely to be the two most prevalent. Even though both provide you with some form of…
Source: Live Mint When you are applying for a personal loan, the amount that you want to borrow will be high on the priority list. While the quantum of the loan depends on the financial requirement of the borrower and therefore varies with each person, lenders follow a clearly stipulated formula before disbursing the amount….
Source: Live Mint As the nation enters a phase of monetary easing, aspirational loan borrowers along with credit card holders are weighing the merits of gold loans versus personal loans to meet their financial aspirations and goals. Current interest rate landscape The Reserve Bank of India (RBI) reduced the repo rate to 6% in April…
Source: Live Mint Amid a tighter monetary environment globally, personal loan borrowers are contending with elevated interest rates. That is why irrespective of your planning a new loan or struggling to manage an existing one, staying updated and informed about the current rates and repayment strategies is extremely important. On the issue of managing high…
Source: Live Mint When you apply for a personal loan, one of the key decisions that you must take is to ascertain the loan instalment. Typically, loan EMI is a function of multiple factors which include the loan tenure and rate of interest. As a new borrower, if you are still busy shopping for the…
