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Source: Live Mint The Reserve Bank of India has reduced the repo rate by 50 basis points to 5.5% on June 6, 2025. This marks the third consecutive cut this year. This move aims to stimulate economic growth amid easing inflation, thus bringing challenges for fixed deposit (FD) investors as banks are expected to lower…
Source: Live Mint Beginning your investment journey in your 40s might easily feel late, still it is far from a lost cause if you plan efficiently. This can be achieved with the right mindset and sensible decision making. Not only this, with guidance from financial advisors and investment professionals you can build significant wealth and…
Source: Live Mint Trivesh D, COO Tradejini expects volatility to continue in the near term. In an interview with LiveMint, the expert predicted that the Indian benchmark Nifty50 is not likely to hit a new high again this year. After the recent rally, it is natural for markets to take a breather and consolidate, he…
Source: Live Mint If you are a new investor, you must understand the fundamentals of investing. Among several terms that you need to know, one of the key terms is Total Expense Ratio (TER). To run mutual fund schemes, fund houses are meant to incur a range of expenses, which include management fees, administration fee,…
Source: Live Mint Ray Dalio’s iconic book, ‘Principles for Dealing with the Changing World Order: Why Nations Succeed and Fail’, was first published in November 2021, it is a powerful tool for exploration and understanding of how global empires rise, reach their peaks, and then fall over time. The book draws on over 500 years…
Source: Live Mint The ownership of mutual funds (MFs) in listed companies scaled a record high of 10 per cent in fiscal 2025 and indicated the first double digit reading. In the March quarter, mutual funds infused ₹1.9 lakh crore into equities, contributing to a record annual net inflow of ₹6.1 lakh crore, reported Hindu…
Source: Live Mint Breakups are not just emotionally brutal – they can be financially devastating too. Think about it: shared Netflix accounts, co-signed rent agreements, couple trips on EMI, gifts bought on credit, and emotionally-triggered impulsive spending. Ouch! In India, where relationships are becoming more independent and financially entangled, budgeting for a breakup isn’t just…
Source: Live Mint This isn’t an isolated incident, and it’s not about stocks vs mutual funds. It’s a pattern I’ve observed repeatedly over two decades of writing about investments. The most analytically gifted individuals often struggle with investing, not because they lack intelligence, but because their very strengths become their greatest weaknesses when markets turn…
Source: Live Mint Despite access to more information and better financial literacy, investors still exhibit the same emotional tendencies: fear, greed, overconfidence, herd behaviour, and loss aversion. Basic instincts Emotions override logic. Else investors would not be asking about continuing SIPs (systematic investment plans) or switching from equity to gold. These questions often stem from…
Source: Live Mint You might think that India’s younger generation is rewriting its own rules in a time of stock market apps, cryptocurrency and FIRE goals. But, if you look closely, you’ll realise that the old cultural norms continue to underscore their investment and spending choices. Expectations of deep-rooted customs, such as investing in gold…
