ICICI Lombard, a private sector non-life insurance coverage business, today launched its ICICI Lombard Complete Health Insurance supplying with new wellness plans and added benefits. The plans – Health Shield, Health Shield Plus, Health Elite, and Health Elite Plus, will involve the most recent options and complete coverage to provide enhanced protection to consumers.
Some of the newly introduced coverage added benefits involve donor expenditures, domiciliary hospitalization, emergency help, worldwide cover, limitless reset, air ambulance, super NCB (no claim bonus), sum insured protector and claim protector, cashless OPD services, amongst other people. The business claims to introduce added benefits that are aligned to the new normal and, therefore, contextual to today’s wants of consumers.
With Covid-19, specialists say that there is a heightened awareness amongst customers to avail the safety of wellness insurance coverage, and consumer mindset is shifting from perceiving wellness insurance coverage as an expense to taking into consideration it as an vital investment. Also, persons are now focusing on contactless servicing, social distancing, and digital options. Recognizing these trends, ICICI Lombard has incorporated modern added benefits in its complete wellness insurance coverage supplying to assist its consumers restart correct in the new normal.
The new ICICI’s plans come with several exclusive options, apart from addressing the every day wellness wants such as in-patient hospitalization, daycare procedures, and remedy. Some of these involve claim protector, limitless reset advantage, ASI protector, domiciliary hospitalization, and worldwide coverage, amongst other people. For instance, the claim protector advantage will spend for the list of non-payable things, although with the limitless reset advantage, policyholders can reset up to one hundred per cent of the base sum insured limitless occasions in a policy year for an unrelated ailment. The Sum Insured Protector function, on the other hand, increases the sum insured each and every year as per the prevailing inflation prices thereby making sure that consumers are adequately covered due to increasing rates.
Sanjeev Mantri, Executive Director, ICICI Lombard General Insurance, says “The new plans introduced in our ICICI Lombard Complete Health Insurance solutions are designed to cover customer needs across prevention, consultation, hospitalization thereby providing holistic cover. The policy offers this cover for the individual and family members.”
The new plans will also allow consumers to avail of worth-added services such as free of charge annual wellness verify-ups, on line chat with physicians, e-opinion, dietician, and nutrition e-consultation, amongst other people. One can even connect with a certified physician 24×7 from anyplace and get their health-related wants addressed promptly. The prescription supplied by the physician can be utilised to order medicines on line. To provide elevated comfort to its consumers, ICICI Lombard has produced these merchandise readily available on its IL Take Care app.