The FinTech Hub
Source: Live Mint I’m planning to take a personal loan to fund a certification course, but I’ve never taken any loans or used a credit card before. I’m not sure if I even have a CIBIL score. I want to understand what a CIBIL score is, how it’s calculated, what factors influence it. For someone…
Source: Live Mint Personal loans usually have a tenure of up to five years. If the personal loan is availed during a financial emergency, the borrower may go for a longer tenure as they may be unsure of the cash flows in the near future. However, while servicing the personal loan EMIs, if you receive…
Source: Live Mint Proper money management is important, especially in dealing with credit card spending. HDFC Bank customers can deal with excessive spending without burdening monthly budgets by converting credit card payments into EMIs. This guide provides a comprehensive overview of the steps, benefits, and considerations involved in converting your HDFC credit card payments into…
Source: Live Mint Rapid market growth in the lending sector of India has created a new issue where borrower repayment difficulties become more significant. The issue stands as a vital concern for both businesses and individuals because it blocks growth in both economic spheres and stability of finances. Loans become harder to repay primarily because…
Source: Live Mint The financial sector underwent substantial transformation because of digital lending technologies bringing new ways for consumers to obtain loans. The need to deal with extensive paperwork alongside enormous lines and multiple bank visits for loans exists only in the past. People can now fully complete loan applications online as digital lending provides…
Source: Live Mint Tuition, living expenses and other fees rank among the many high costs associated with higher education. Education loans are an effective means for students to meet their objectives without ever having to consider money. This is a comprehensive guide on how to properly understand, apply for, and manage an education loan. Understanding…
Source: Live Mint Personal loans are becoming increasingly popular today as a quick solution for many people. They provide access to funds for various needs, such as school fees, emergency surgeries, home renovations, or even travel. While personal loans offer easy access to money, managing and repaying the debt effectively is crucial. In this scenario,…
Source: Live Mint A ₹10 lakh personal loan is a big financial decision, knowing what interest rates are offered by the various lenders, including HDFC Bank, will go a long way in making that decision. Here’s an in-depth rundown of HDFC’s personal loan interest rates and application process. Understanding personal loans An unsecured loan called…
Source: Live Mint Credit cards are an appealing tool for many due to the several benefits it offers. Credit card benefits include rewards points, cashback, air miles etc. Some users mostly get lured by these rewards and offers and opt for credit cards for most transactions without estimating the related costs. Check out the costs…
Source: Live Mint Key solutions to the financial barriers of entrepreneurship are planning and resource management. While business loans are always applied towards operational expenses, sometimes the unexpected will arise, where an individualized financial strategy needs to be implemented. In this context, the personal financing plan does become a crucial tool for small business owners….
