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Source: Live Mint Fixed deposit interest rates in July 2025 continue to attract conservative investors looking for safe and assured returns. In the current uncertain interest rate environment, fixed deposits remain a preferred investment option. Leading banks like SBI, HDFC Bank, and ICICI Bank are popular choices due to their strong brand trust, wide branch…
Source: Live Mint After Reserve Bank of India (RBI) cut its repo rate for the third time in a row, banks have started to cut their interest rates on term deposits. After HDFC Bank and ICICI Bank, Indian Bank has also cut its interest rates on fixed deposits across tenures. It is noteworthy to mention…
Source: Live Mint Conservative investors tend to invest in safe investment instruments including public provident fund (PPF) and fixed deposits, among other options. Typically, investors look for assured returns on some part of their investment. It is recommended to allocate a portion of the portfolio to fixed income instruments. For instance, if you have a…
Source: Live Mint On Mother’s Day 2025, you can give a valuable financial gift to your mother. This would not only make her feel happy but would also offer financial security at the same time. These financial gifts could range from Public provident fund (PPF), fixed deposit (FD), ULIP and mutual fund SIP. Let us…
Source: Live Mint Before opening a fixed deposit, it is recommended to compare the fixed deposit (FD) interest rates offered by different banks. Lately, most commercial banks have slashed their interest on deposits as well as on advances. Here we list out the interest rates they offer on 1-year deposits as well as highest interest…
Source: Live Mint Conservative investors tend to invest in fixed deposits (FDs) of banks for the security and assurance they offer. Here we examine the returns given by different post office schemes and compare them with those on fixed deposits of different banks. Typically, most banks offer annual interest in the range of 6.6-6.7 percent…
Source: Live Mint Bank fixed deposits have been the most popular place in India for decades to invest short-term funds, but liquid funds are now emerging as one of the top substitutes. To make effective investment decisions, it is important to know the manner in which liquid funds will prove to be more advantageous for…
Source: Live Mint At the time of opening a fixed deposit (FD), it is advisable to compare the interest rates offered by different banks. Importantly, some banks have started to slash their rates in the wake of RBI cutting benchmark repo rate after nearly five-year hiatus. Even a tiny difference – say of 50 basis…
Source: Live Mint The new tax regime became a default regime in 2023 but Budget 2025 introduced a higher incentive for taxpayers by allowing zero tax for income upto ₹12 lakh, following which there is an expectation that around 90 percent of taxpayers will opt for it over old tax regime. However, one collateral damage of this…
Source: Live Mint Traditionally fixed deposits have been one of the most favourite and comfortable investment options for a large segment of Indians. Though other investment avenues like mutual funds and direct equities are gradually gaining importance, close to 15% of household savings still go into fixed deposits. Investing in fixed deposits could be mostly…
